The Retirement Optimizer Quiz is a personalized tool designed to assess your financial situation, goals, and risk tolerance. By answering a series of questions about your current retirement accounts, investment preferences, and financial objectives, the quiz generates tailored recommendations for the best places to invest your retirement funds. You’ll need information about your current retirement account balances, investment allocations, and an understanding of your long-term financial goals to get the most accurate results.

A rollover involves transferring funds from one retirement account to another, typically from an employer-sponsored plan (like a 401k or TSP) to an Individual Retirement Account (IRA). You should consider a rollover to gain more control over your investment options, access a wider range of investment alternatives, and potentially reduce fees. It allows you to consolidate your retirement savings, making it easier to manage and potentially providing more flexibility in your investment choices.

Our service supports rollovers from various retirement accounts, including 401(k)s, IRAs, TSPs, and similar employer-sponsored plans. Whether you have accounts from previous employers or want to explore different investment options, our platform is designed to assist you in optimizing your retirement strategy.

It is not mandatory to rollover your retirement funds. You have the option to keep your funds in your existing retirement accounts. However, a rollover can offer benefits such as increased control over your investments, potential cost savings, and access to a broader range of investment options. The decision to rollover should align with your financial goals and preferences.

No, our service is completely free to use. We believe in providing accessible and valuable tools to empower individuals in taking control of their retirement planning. While there may be fees associated with specific investment products or services recommended as part of your personalized strategy, our platform itself is offered to you without any charges. We are committed to transparency and ensuring that you have the information you need to make informed decisions about your retirement funds.